The General Terms and Conditions are binding and have been translated into English for readability only.
You can also download a PDF-Version of this privacy notice.
CHECK24 Vergleichsportal GmbH
Erika-Mann-Str. 62-66
80636 München
Tel.: 089 - 200 047 1010
Fax: 089 - 200 047 1011
E-Mail: info@check24.de
Managing Directors:
Dr. Henrich Blase, Georg Heusgen, Eckhard Juls, Kostas Pyliouras
Registered office of the company: München, HRB 228747 / Amtsgericht München, Ust. IdNr.: DE308470788
CHECK24 Vergleichsportal GmbH
Data Privacy Officer
Joachim Heer
80251 München
webseite_datenschutz@check24.de
CHECK24 Vergleichsportal GmbH in 80251 Munich exclusively provides, among other things, the domain "CHECK24.de" and enables other legally independent companies within the CHECK24 network to offer their products and services there in a legally independent manner on subpages such as "check24.de/versicherungen" or subdomains such as "urlaub.check24.de". However, it is not responsible for the content and scope of these services on the respective subpages or subdomains, but the legally independent companies indicated there.
We process personal data of our users only to the extent thatas this is necessary for the provision of a functional website and our content and services. The processing of personal data of our users is regularly only carried out with the consent of the user. An exception applies in those cases where obtaining prior consent is not possible for actual reasons and the processing of the data is permitted by legal regulations.
3.1 Purpose of processsing and legal basis
When you visit our websites, we automatically record various information in the respective server log files. This includes, for example, the type and version number of your web browser, your operating system, information about your Internet provider, your IP address, date and time of access and other similar information. This information accumulates system-related when using the Internet and is therefore technically mandatory to ensure the proper, smooth and secure operation of a website. The log files contain IP addresses or other data that allow an assignment to a user. This data is not stored together with other personal data of the user. After 7 days, these server logs, which are kept strictly separate from the rest of the data, among other things, are finally deleted.
The legal basis for the temporary storage of the data and the log files is necessary to protect a legitimate interest of our company or a third party and thus outweighs the interests, fundamental rights and freedoms of the data subject; consequently, Art. 6 (1) lit. f DSGVO serves as the legal basis for the processing.
At the same time, the data obtained in this way is used, among other things, as part of statistical evaluations with regard to the optimization and security of our website. Here, too, there is a legitimate interest of our company and again the interests, fundamental rights and freedoms of the data subject do not outweigh the first-mentioned interest. Therefore, Art. 6 para. 1 lit. f DSGVO serves as the legal basis for this processing.
3.2 Possibility of objection
The collection of data for the provision of the website and the storage of the data in log files is mandatory for the operation of the website. Consequently, there is no possibility of objection on the part of the user.
In order to continuously improve the offer for our users and for interest-based customer targeting, tracking technologies may be used by third-party providers and us, which use cookies. Cookies are usually small text files that a web server transfers to your device when you visit a website. Cookies are also equivalent to other technical processes that behave like cookies, all of the following explanations accordingly apply to these technologies as well, regardless of the specific designation.
"Session cookies" are not permanently stored on the respective device with which you visit our website and disappear when you close the browser. These cookies may contain, among other things, information about the browser you are using, the screen resolution, the operating system used, but also other individual information. Therefore, these cookies can also be used to make it easier for you to navigate our website and/or to ensure the correct display on the respective website.
"Persistent cookies" or also "permanent cookies", on the other hand, store anonymous information on the respective device and continue to be available even after the browser is closed. Each of these cookies is provided with a corresponding "expiration" / validity date, at which time this cookie is then automatically deleted. The purpose of the use of these cookies is, among other things, to create anonymous statistics about the use of our Internet presences. The statistics can be used, among other things, to identify where we still need to optimize our web pages so that they are easier for you to use. Both types of cookies are anonymous.
There is no individual profiling of your usage behavior. Of course, you can also use our website without cookies by disabling them in your respective browser. Please refer to the respective help for the individual browsers (see below) for information on how to make the respective settings to deactivate cookies. Please note that disabling cookies may cause display and navigation problems.
Important for you: The data collected by us in the cookies will not be passed on to third parties or linked to your personal data without your consent. Also, a clear personal identification based on the data collected by third-party providers in the cookies is not possible or not intended.
5.1 General
CHECK24 Vergleichsportal GmbH itself only uses the so-called "DoubleClick Floodlight-Cookie" to measure the success of its online advertising campaigns. CHECK24 Vergleichsportal GmbH does not use any other tracking technologies. Whether and to what extent the legally independent companies within the CHECK24 network, which offer their services on the subpages and/or subdomains, use tracking technologies is beyond our knowledge and our sphere of responsibility. We have no influence on this and must therefore refer you to the corresponding legally independent companies and their published data protection notices of the respective legally independent companies. The legal basis for the processing of the users' personal data is Art. 6 para. 1 lit. f DSGVO.
5.2 DoubleClick Floodlight Cookie from Google
DoubleClick is a service of Google Inc, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (hereinafter referred to as "Google"). DoubleClick uses cookies (so-called "floodlights") to better and more accurately present you with relevant advertisements. Often, the cookies are used to serve ads that are relevant to you, to improve campaign performance reports, or to prevent you from seeing the same ad multiple times. DoubleClick assigns a pseudonymous identification number (ID) to your browser for this purpose. This cookie ID is used, among other things, to enable DoubleClick to record, for example, which ads are to be served in which browser. If an ad is to be served in a browser, DoubleClick can then use the cookie ID of the browser to check which DoubleClick ads have already appeared in that particular browser. This helps DoubleClick avoid serving ads that the user has already seen. Likewise, DoubleClick can use cookie IDs to capture conversions that are related to the ad requests. This is the case, for example, when you see a DoubleClick ad from CHECK24 and later call up our website with the same browser and perform actions there.
DoubleClick Floodlight cookies do not contain any personal data. The information generated by the cookies is transferred by Google to a server in the USA for evaluation and stored there. A transfer of data by Google to third parties only takes place due to legal regulations. If you have a Google account, the information linked to the DoubleClick cookie can be added to your Google account with your authorization.
You can read more information about the DoubleClick Floodlight cookie here: https://support.google.com/ds/answer/2839090?hl=de
By using our websites, you consent to the processing of data about you by Google and the aforementioned method of data processing and the aforementioned purpose. Of course, you can prevent the collection and processing of data about you by Google at any time with effect for the future by objecting to the use of the so-called DoubleClick DART cookies. DoubleClick has compiled information on how you can object to this on the following pages:
https://www.google.com/settings/ads oder https://www.google.com/ads/preferences
Alternatively, you can also visit the following website and set all objections centrally there for other tracking technologies as well: http://www.youronlinechoices.com/de/praferenzmanagement
Please note that you need to perform this procedure separately for each browser you use and repeat it whenever you have actively deleted your cookies.
5.3 Google Analytics
In so far as you have given your consent, Google Analytics version 360 is used on this website - a paid web analytics service provided by Google LLC, based in California, USA ("Google US"). The competent and therefore responsible service provider in the EU is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland ("Google Ireland"). An order processing agreement ("OPA") has been concluded with Google Ireland, in which Google Ireland acts as a contractor.
For more information on the terms of use of Google Analytics 360, which is the paid version of the "free" Google Analytics web analytics service, and on data protection at Google Ireland and Google US, respectively, please visit https://marketingplatform.google.com/about/analytics/terms/de/ und unter https://policies.google.com/?hl=de.
Scope of processing
Google Analytics 360 uses cookies that enable an analysis of your use of our website. The information collected by means of the cookies about your use of this website is usually transferred to a Google Ireland server but also to the USA and stored there.
We use the function 'anonymizeIP' (so-called IP masking). Due to the activation of IP anonymization on this website, your IP address will be shortened by Google Ireland within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted by Google Ireland to a server in the USA and only shortened there. The IP address transmitted by your browser as part of Google Analytics 360 will not be merged with other data from Google Ireland or Google US.
Processing purposes
On behalf of the operator of this website, Google Ireland will use this information for the purpose of evaluating your (pseudonymous) use of the website and compiling reports on website activity. The reports provided by Google Analytics 360 are used to analyze the performance of our website and the success of our marketing campaigns.
Receiver
The recipient of the data is Google Ireland as a contractor under a concluded order processing agreement. In this context, Google US acts exclusively as a "sub-service provider" for Google Ireland. Consequently, due to the current legal situation in the USA, it cannot be ruled out that the data stored by Google US will be accessed by the relevant US authorities. Furthermore, unfortunately, due to the currently existing legal situation in the USA, it cannot even be ruled out that corresponding US authorities may even possibly access the data stored by Google Ireland exclusively in Europe.
Transfer to third countries
A transfer of data to the USA cannot be ruled out.
Prevention of data storage
You can also prevent the collection of data generated by the cookie and related to your use of the website (including your IP address) to Google and the associated processing of this data by Google Ireland by
a.not giving your consent to the setting of the cookie and/or
b.downloading and installing the browser add-on to disable Google Analytics.
Furthermore, you can also prevent the storage of cookies by configuring your browser software accordingly. However, if you configure your browser to refuse all cookies, you may experience limitations in functionality on this and other websites.
Legal basis and revocation option
The legal basis for this data processing is your consent, Art.6 Abs.1 S.1 lit. a) DSGVO. You can revoke your consent at any time with effect for the future by accessing our cookie policy and changing your selection there.
5.4 Google Adwords Conversion Tracking
This website uses Google Conversion Tracking, an analysis service operated by Google Inc. (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA; hereinafter referred to as "Google"). If you reach our website via a Google ad, a so-called "conversion cookie" is automatically set by Google Adwords, not by us. This cookie automatically loses its validity after 30 days and does not serve to identify you personally. Each Adwords customer, and thus also we, receive a different, separate cookie from Google. Thus, the cookies can also not be tracked across the websites of different Adwords customers.
By setting this "conversion cookie", both Google and the respective Adwords customer, and thus also we, can recognize that firstly someone has clicked on the respective ad and was thus redirected to a page provided with a conversion tracking tag and secondly how often this person has clicked again on the respective ad within 30 days. The information obtained with the help of the "conversion cookie" is used to create conversion statistics by Google.
Important for you: we only learn the total number and frequency of users who clicked on the respective ad and were redirected to a web page tagged with a conversion tracking tag. However, we do not receive any information with which we could personally identify you users.
If you do not wish to participate in the tracking process, you can refuse the setting of a cookie required for this - for example, by means of a browser setting that generally deactivates the automatic setting of cookies. Please bear in mind that completely deactivating the setting of cookies may mean that the website is no longer displayed correctly. You can also deactivate the setting of cookies for conversion tracking by setting your browser to block cookies from the "www.googleadservices.com" domain. Alternatively, you can disable or stop the use of this technology offered by Google by visiting the following page and reading how this is possible there:
https://www.youronlinechoices.com/de/praferenzmanagement/
Google has declared its compliance with this procedure described there as part of its voluntary commitment and its privacy policy. Please note that you may not delete the opt-out cookies set in this way as long as you do not wish any measurement data to be recorded. If you have deleted all your cookies in the browser, you must set the respective opt-out cookie again via the above-mentioned link.
For more information about the usage and privacy policies for this product, click here: http://www.google.com/policies/technologies/ads/ andhttp://www.google.com/intl/de/policies/privacy/
5.5 LinkedIn Insight Tag
This website uses the conversion tracking tool LinkedIn Insight-Tag. This tool is operated by the American company LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, USA.
The LinkedIn Insight tag enables the collection of data on visits to this website, including URL, referrer URL, IP address, device and browser properties (user agent) and timestamps, and places cookies in the browser for this purpose. IP addresses are shortened or (if used to reach members across devices) hashed. Members' direct identifiers are removed within seven days to pseudonymize the data. This remaining pseudonymized data is then deleted within 180 days.
LinkedIn uses two types of cookies: persistent cookies and session cookies. A persistent cookie persists beyond the current session and is used for numerous purposes, such as recognizing you as an existing user so that you can more easily return to LinkedIn and interact with LinkedIn services without having to log in again. Because a persistent cookie remains in your browser, LinkedIn will read it when you return to relevant web pages or visit a partner site that uses LinkedIn services. Session cookies are only valid for the session in question.
If you are in the "Designated Countries," LinkedIn Ireland Unlimited Company ("LinkedIn Ireland") becomes the controller of your personal data provided to, collected for, or processed by or in connection with our Services.
If you are located outside of the "Designated Countries," LinkedIn Corporation will be the controller of your personal data provided to, collected for, or processed by or in connection with our Services.
By the term "Designated Countries," LinkedIn refers to countries in the European Union (EU) and the European Economic Area (EEA), as well as Switzerland.
As a visitor or member of our Services, the collection, use, and disclosure of your personal information is subject to this Privacy Policy and other documents referenced in this Privacy Policy and any updates thereto.
LinkedIn uses standard contractual clauses Art. 46. para.2 and 3 DSGVO as the legal basis of data processing for recipients located outside of the EU, Iceland, Norway, Liechtenstein or a transfer of data there. These are intended to ensure that your data comply with European data protection standards in this case as well.
For more information on the usage and privacy policies for this product, please click here: https://de.linkedin.com/legal/privacy-policy and https://www.linkedin.com/help/linkedin/answer/a427660
5.6 Bing Ads - Universal Event Tracking
This website uses Bing Ads Universal Event Tracking, a conversion tracking service provided by Microsoft (Microsoft Corporation, One Microsoft Way, Redmond, WA 98052-6399, USA). In doing so, this service enables us to track activity on our site if you arrive at our site via a Bing ad. This is done by setting a cookie (small text file) on your device when you click on a Microsoft Bing Ads ad. In particular, Microsoft and we learn the total number of users who have clicked on an ad and reached a previously defined target page. This data is stored for 180 days by Microsoft. No personal information about the user's identity is disclosed. If you do not wish to participate in the Universal Event Tracking procedure, you can prevent the collection and processing of the data generated by the cookie related to your use of the website, for example, by rejecting the setting of cookies in your browser settings. In addition, it is possible to deactivate the receipt of interest-based advertising by Microsoft by opting out at the following link:
https://go.microsoft.com/fwlink/?LinkID=286759
Alternatively, you can opt out of receiving interest-based advertising from Microsoft, as well as from other participating companies altogether, at the following page: http://www.youronlinechoices.com/de/
For more information on the usage and privacy policies for this product, please click here: https://privacy.microsoft.com/de-DE/privacystatement/
5.7. Friendly Captcha
Purpose and legal basis
We use the Friendly Captcha service. This involves embedding a JavaScript element in the source code, which causes the software to load in the background. Your terminal device calculates the solution to a crypto-puzzle for the service, which is used to track whether the visitor is human or whether the use is abusive through automated machine processing (e.g. bots).
To prevent fraudulent activity, the service is typically used in the following context: Forms (inquiries, contacting, password reset), orders, and login pages. The service supports CHECK24 in preventing automated attacks that can lead to company infrastructure risks. It also protects our customers from becoming potential victims of cybercrime.
Legal basis
Therefore, the legal basis for this processing is our legitimate interest, according to Art. 6 (1) lit. f DSGVO and serves to prevent potentially fraudulent activities on our website.
Type of data
Provider of the service
Friendly Captcha GmbH, Wörthsee, Germany
For more information about FriendlyCaptcha's privacy policy, please click here:https://friendlycaptcha.com/de/legal/privacy-end-users/ Friendly Captcha uses the following provider to host and deliver the service (CDN = Content Delivery Network): Cloudflare Inc., San Francisco, USA.
If CHECK24 transfers data to third countries, suitable guarantees for data transfer are agreed with any processors or data controllers - by the requirements of Chapter V of the GDPR - or the adequacy decisions of the EU Commission are used.
The social buttons displayed in protected form on the homepage of "check24.de" merely serve as static links to our pages/services operated there and therefore do not represent a direct integration of the respective plug-in providers.
Any data subject shall have the right to obtain information in accordance with Art. 15 DSGVO, the right to rectification according to Art. 16 DSGVO, the right to deletion according to Art. 17 DSGVO, the right to restrict processing according to Art. 18 DSGVO, the right to object according to Art. 21 DSGVO and the right to data portability according to Art. 20 DSGVO. With regard to the right to information and the right to deletion, the restrictions apply in accordance with §§ 34 und 35 BDSG. In addition, there is a right of appeal to a competent data protection supervisory authority (Bavarian State Office for Data Protection Supervision, P.O. Box 606, 91511 Ansbach, Germany), E-Mail: poststelle@lda.bayern.de , https://www.lda.bayern.de)
You may revoke your consent to the processing of personal data at any time. This also applies to the revocation of declarations of consent given to us prior to the application of the DSGVO, i.e. prior to May 25, 2018. Please note that the revocation is only effective for the future. Processing that took place before the revocation is not affected.
Print privacy policy
© CHECK24 Vergleichsportal GmbH